FINANCIAL RESOURCES
We are very happy to be working with you on your home remodeling
project! It is such an exciting time for a homeowner. To insure that you have
information available to make the best decisions for yourself and your home,
we researched financing options from several sources and have compiled the information
here as a resource for our clients. Please remember that these are simply financing
or debt consolidation options for you to explore if you feel it would be helpful.
1. If you are interested, the financing consultants below are available
to help you outline all of your options in detail. We met with representatives
from several financing companies, and with this information we have determined
which companies we feel will serve our clients with the same courtesy and dedication
that we do. The companies and representatives below are very helpful and would
enjoy being able to assist you in this process. In the interest of confidentiality,
we suggest contacting them directly, but let them know you are potentially working
with Orfield Design & Construction for your home remodel project.
First National Mortgage Sources
Congratulations on your decision to work with Orfield Design & Construction
Design and Construction! Like Orfield Design and Construction, First National Mortgage Sources
is a family owned and operated local business that puts customer satisfaction
first. We specialize in home improvement loans, offer a variety of programs,
and you can be sure that we will put the same care and attention to detail into
your finances that Orfield Design and Construction will put into the work on
your home.
Contact: Bryan Kiani, Senior Loan Officer
Email: bryan.kiani@firstnationalmn.com
Phone: 763.231.3101
Web: http://www.firstnationalmn.com/
LendSmart Mortgage specializes in financing for small or large remodeling and
constructions projects. Finding the right financing for your project
that meets your goals and objectives is my highest priority, and we only partner
with the "BEST", Orfield Design and Construction.
LendSmart Mortgage
Contact: Debbie Atchison, Mortgage Specialist
E-mail: datchison@lendsmart.com
Phone: 952.345.2127
Web: www.lendsmartmortgage.com
As a professional in the mortgage lending industry, I have built my reputation
on providing outstanding, honest service to my clients and their referrals. I
bring to you over 20 years of knowledge and experience to assure a smooth transaction.
Lakeland Mortgage
Contact: Dawn Parmalee
E-mail: dawn@lakelandmortgage.com
Phone: 952.820.3278
Toll Free: 800.873.1987
Web: www.LoansByDawn.com
M & I Bank
Contact: Peter Lindquist (District Manager- Mortgage Department)
Phone: (612) 798-3157
Web: http://www.mibank.com
Bremer Bank
Contact: Shari Rhode
Phone: 612-866-0371
Web: http://www.bremer.com
2. Many cities offer financing and loans to their residents.
Some incentives that city programs can offer include lower interest rate loans
and dollar for dollar matching on loans, allowing you to increase the scale of
your remodeling project. Please check out your local city’s website for
details. A few are listed below.
City of Minneapolis
CityLiving Program
Contact: Greater Metropolitan Housing Corp.
E-mail: smaag@gmmhc.org
Phone: 612-339-0601
Web: www.ci.minneapolis.mn.us/cped/city_living.asp
City of St. Paul
CityLiving Program
Contact: Robin Asfeld
E-mail: robin.asfeld@ci.stpaul.mn.us
Phone: 651.266.6598
Contact: Michelle Vojacek
E-mail: michelle.vojacek@ci.stpaul.mn.us
Phone: 651.266.6599
Web: www.stpaul.gov/cityliving
City of Saint Louis Park
Contact: Community Development office
E-mail: byaritz@mncee.org
Phone: 612.335.5891
Web: http://www.stlouispark.org/residents/remodeling.htm
3. Housing Resource Center, a Program of the Greater Minneapolis Metropolitan
Housing Corporation, has programs that offer low interest rates as well.
These are applicable in the cities/counties shown below:
Web: http://www.housingresourcecenter.org
HousingResource Center-Northeast
Phone: 612-378-7985
Email: Northeast office
This office services:
Northeast Minneapolis
Columbia Heights
St. Anthony
Village
HousingResource Center- Northwest
Phone: 612-588-3033
Email: Northwest office
This office services:
North Minneapolis
Brooklyn Center
Crystal
New Hope
Robbinsdale
HousingResource Center-Southside
Phone: 612-722-7141
Email: Southside office
This office services:
South Minneapolis
Richfield
HousingResource Center- Saint
Paul
Phone: 651-228-1077
Email: St. Paul office
This office services:
Saint Paul
Washington County
HousingResource Center- North
Metro
Phone: 651-486-7401
Email: North Metro
office
This office services:
Circle Pines
Coon Rapids
Falcon Heights
Mounds View
North St. Paul
Roseville
Shoreview
4. A few sources for financing are available for select cities in the
metro area through the Center for Energy & Environment. An incentive
for these programs is below market interest rates offered to residential and
rental property owners looking to increase energy efficiency or improve the basic
livability of the residence.
CEE Financial Resources
Contact: Brenda Yaritz, Loan Officer
E-mail: byaritz@mncee.org
Phone: direct - 612.335.5891; main – 612.335.5858
Web: www.mncee.org
This program services: Anoka, Blaine, Brooklyn Park, Columbia
Heights, Coon Rapids, Crystal, Fridley, Golden Valley, Hopkins, Mounds View,
New Brighton, New Hope, Robbinsdale, Richfield, Roseville and Saint Louis Park
5. Assistance for purchasing, building, or modifying a home may be available to qualified veterans through the Department of Veterans Affairs. Please contact the VA Regional Office near you through the VA's toll-free number for further information and eligibility requirements.
VA Regional Office
Phone: 1.800.827.1000
Let us know if you have questions about any of the above. We look forward to
working with you! | 
